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Financial Planning a Mission for Military Families

(NewsUSA) - Given the unique challenges and frequent unpredictability of a military lifestyle, financial planning is especially valuable and necessary for military families. There are several opportunities for military families to reach their financial and savings goals, such as low-cost investments, loans, insurance and legal protection.

Applying the same mission mindset to managing finances that you bring to managing your military career can be especially helpful, says Steve Repak, CFP,® an Army veteran who went on to a career as a CERTIFIED FINANCIAL PLANNER™ professional after 12 years of military service.

"If I had done a little planning and executed on what might have been a slightly painful budget when I first joined the military, I wouldn't have been left with so much credit card debt," he acknowledges.

To make the most of your finances, plan a strategy for saving and investment just as you would plan a military maneuver. Here are a few helpful tips to help you reach your financial planning goals:

* Identify your goal. First, identify where you are and where you want to be -- then outline the steps to get there. Start by figuring out your monthly income and expenses, and create a budget with how much you want to have in savings each month. Put a plan in place to reduce or eliminate spending to meet your goal.

* Turn to your team. Military families can consult a range of resources for help in developing a financial plan, including Army Community Services (ACS) for Army personnel. In addition, a CFP® professional can help clarify financial goals and objectives and offer strategies for meet`ing them.

* Be determined and take action. What you know about financial planning is less important than what you do about it, Repak says. Adopt a "war fighting spirit," and do what is necessary to accomplish your mission. Whether it is saving money, reducing debt or building wealth for retirement, taking specific steps for money management now will pay off with financial freedom in the future.

Visit LetsMakeAPlan.org for more advice and tips to help military families meet their financial goals.

 

Learning Resilience from Military Kids

(NewsUSA) - Military kids are known for being resilient as they often adapt to change and overcome challenges associated with military life. What can all kids learn from military kids when it comes to building resilience? Cohen Veterans Network (CVN), a national not-for-profit network of mental health clinics for post-9/11 veterans, service members and their families, has three strategies parents can utilize to foster resilience in their children.

 

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Smart Child Safety Ideas Help Protect Babies, Toddlers

(NewsUSA) - One challenge that all busy parents face is how to keep a baby or toddler away from problem areas in the home. This month is Baby Safety Month, and is an important reminder to parents to look for potentially unsafe areas in the home, while identifying smart solutions to protect their little ones as they discover their surroundings.

Here are four child safety ideas that are easy to install and will help give homeowners a little peace of mind: 

1. Have a curious toddler who is exploring what's behind every door or cabinet?

Home safety products such as the Dreambaby® Patented EZY-Check® Multi-Use Latch are a must-have for parents to help keep children from investigating where they shouldn't. The adhesive multifunctional latch can be installed on almost any surface, including glass, wood, metal, and more without the need for tools or screws. The flexible, patented extra-long design works with most non-heat generating appliances, including the refrigerator. Its multi-touch release makes it tricky for young children to open.

2. Children are perpetually fascinated by electrical outlets, but the patented Dreambaby® CoverPlug® is unique in that it hides the entire outlet, so children don't even realize it is there. The Dreambaby® CoverPlug has a universal design that fits easily over three-prong outlets. The faceplate is paintable, so it can blend into the aesthetic of any room. Be sure to paint the faceplate before installation.

3. Whether they're crawling or walking, toddlers are on a mission to explore everything in their space. The Dreambaby® Newport Adapta-Gate® accommodates a range of regular and irregular openings and landings. It is designed for one-handed operation and is an easy-close gate, complete with an indicator to confirm that the gate is closed.

4. As babies learn to stand, they tend to pull themselves up with the help of any and all surfaces, especially kitchen cabinets. When it comes to keeping cabinets and drawers secure, parents can turn to the patented Dreambaby® Adhesive Mag Locks® for an effective but invisible solution that helps keep children safer without sacrificing style. The locks are designed to adhere to the inside of almost anything that opens, and the self-locking mechanism opens quickly when the special magnetic key is placed over the lock. Each lock can be disengaged when not needed, making it not only a great choice for your own home, but very useful at the grandparents' place.

Dreambaby® is a family-owned and internationally renowned company with more than 20 years of experience in developing affordable, high-quality child safety products.

Follow @dreambabysafety on social media and visit dream-baby.com to purchase home and child safety solutions or find more information.

4 Child Safety Ideas Designed for Peace of Mind

(NewsUSA) - Parenting has been described as "the toughest job you'll ever love," and figuring out how to keep your baby safe can be one of the most difficult elements of parenting. Child safety in the home is especially important as the ongoing coronavirus pandemic keeps more young children at home for longer periods of time.

"The best way to conduct a home safety check is to get down on all fours and look up at the world from the point of view of a crawling child," says Carolyn Ziegler, co-founder and product development director for Dreambaby.®

"It's amazing the hidden dangers you will identify," she adds.

The right child safety products are designed to make life easier for parents while keeping children safer at home and on the go.

Dreambaby® is a family-owned company with more than 20 years of experience in developing affordable, easy-to-use safety products.

With more young children at home (and more parents still working from home), safety products such as the Lever Door Lock from Dreambaby® provides peace of mind for parents by preventing curious children from exploring potentially dangerous areas of the house, such as laundry rooms, basements, or garages. The lock fits most lever-door handles, and can easily be engaged and disengaged by adults without the need for a key.

The arrival and increased distribution of coronavirus vaccines means that more people are venturing out of the house, and taking their babies with them. But child safety doesn't stop at the front door.

The Dreambaby® Non-Contact Rapid Response Infrared Forehead Thermometer provides a reliable reading within seconds of holding the device approximately one inch from the skin, so parents and caregivers can determine immediately whether fever is present.

Once you are out and about, the Dreambaby® Oxford Baby Carrier keeps your baby more secure, comfortable, and close to you. The carrier is designed to be worn three ways, with baby in front facing inward, in front facing outward, or riding backpack style with the carrier strapped on the parent or caregiver's back. Special features include an ergonomic design, easily adjustable and removable headrest, padded shoulder straps, lumbar support, and breathable mesh lining.

Visit dream-baby.com for more information about ways to keep your children safer, healthier, and happier.

 

Have a Well-Fed Baby from Hospital to Home

(NewsUSA) - All parents want the best for their babies, and that starts with the right nutrition. Some of the biggest challenges parents may face when bringing baby home are feeding time and tummy troubles.

Exclusive breastfeeding is recommended. For parents who are not able to or choose not to breastfeed and those looking to supplement breastfeeding, a high-quality infant formula offers complete nutrition and easy digestibility to promote healthy growth.

A few tips for an easier feeding time:

- Feed your baby at regular intervals during early hunger cues.

- Try to feed in a calm and quiet setting with the baby upright on your lap; this position reduces pressure on the tummy.

- If bottle feeding, paced bottle feeding is recommended, which may result in some swallowed air.

- Burp your baby about every 5 minutes during bottle feedings and hold them upright for about 20 to 30 minutes after each feeding, avoiding vigorous play.

- Even a two-month-old still benefits from feeding every 2-3 hours, or eight times a day. However, older babies can be more easily distracted, so promote full feeding by reducing distractions.

"The NAN PRO 1 Infant Formula from Nestlé is designed after the complete nutrition and gentleness of breast milk. Whether as the sole source of nutrition or as a supplement to breastfeeding, NAN 1 helps keep them on track for healthy growth. NAN PRO 1 Infant Formula also includes expert-recommended levels of DHA to support healthy brain and eye development," says Joel Lim, MD, pediatric gastroenterologist and medical director at Nestlé Gerber.

NAN PRO 1 can be used as a starter formula for all healthy babies and is also a beneficial choice for those babies experiencing gas or fussiness because it has the probiotic L. reuteri, as well as 2'-FL HMO. These ingredients promote digestive health and support baby's still-developing immune system.

Probiotics, or "good bacteria," are live microorganisms that support a healthy digestive system when eaten regularly. The first year of life is important for nourishing baby's digestive and immune health, another reason to pay attention to nutrition right from the start.

Visit this link to purchase Nestlé NAN Pro 1 Infant Formula.

Visit this link for more advice on feeding tips to keep your baby healthy.

 

Tips for Parents on Teaching Kids Life Skills

(NewsUSA) -Parenting is hard, and the past year was especially challenging for parents of school-aged kids, as they struggled to juggle their children's virtual school and the loss of many activities and in-person contact with friends.

The goal of MASK (Mothers Awareness on School Age Kids) is to provide resources for parents, children, schools, and communities that address the challenges facing families and empower children to make safe and healthy choices. MASK is a nonprofit organization founded in 2007, and has evolved into a multimedia format that includes a website, a print magazine, an app, a digital learning platform, and a series of YouTube videos.

MASK tackles topics that include managing peer pressure, coping with trauma, and negotiating the peaks and valleys of social media, which can be especially challenging as families restore their networks and return to in-person school and activities.

"MASK programs teach children and their families how to handle the ever-changing landscape that our children are living in," says Kimberly Cabral, CEO, founder, and publisher of MASK.

Parents and their kids can engage with the MASK tools to build life skills and promote self-esteem through any or all of these options:

- MASKMatters app. Download the app on Apple or Google Play (also available in Spanish) for easy access to age-appropriate life skills resources that can be used by students, parents, and teachers.

- MASK Magazine. For those who like their information in print, MASK Magazine is a quarterly parenting manual and is also available through Zinio digital. Each issue focuses on a specific topic, such as Internet safety, with details on how it impacts children from preschool to college.

- MASK E3 Institute: The digital platform for MASK can be used by schools, community organizations, or families at home. The Institute is designed as a series of year-long comprehensive programs for different age groups: MASK Storytime for pre-K children, MASK Academy for kindergarten through sixth grade, MASK Prep for middle and high school students, and MASK Leadership for colleges students. Each of the age-appropriate programs teach kids social skills and educate them about topics such as bullying, drug and alcohol use, and staying safe online.

- MASK + Live: MASK offers a series of YouTube videos featuring feature medical doctors, clinical psychologists, professors, and other child health professionals who share their expertise on parenting and offer advice on physical health, mental health, and enhancing your relationship with your child.

Visit maskmatters.org for more information about the full range of MASK materials and programs.

 

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