(NewsUSA) - The number of Americans quitting their jobs reached record-setting highs in 2021. According to the U.S. Department of Labor, more than 38 million people left their positions during the year. More than 4.5 million of those resignations took place in November alone.

If you were among those millions, you may be starting the new year looking for a new job -- one that offers more flexibility, work-life balance and a greater sense of personal fulfillment. If so, the financial planning profession may be a good fit for you.

CERTIFIED FINANCIAL PLANNER™ professionals work with individuals and families to review their financial situations and identify strategies to help maximize their chances of achieving life goals. They may advise clients on saving for retirement, investing money to purchase a home or start a business or paying for a child's education. Financial planners also help businesses design and manage retirement plans and other financial programs for their employees.

Financial planning positions vary widely from one company to the next, and there are numerous ways to enter this in-demand profession. Here are five of the most common:

1. Join a company's financial planning department. Financial planning departments draft financial plans, answer client questions and service requests, research investment options, and perform custom analyses of financial options and decisions.

2. Start a career in financial planning operations. Operations professionals maintain advisor and client files, collect client information, generate client reports and help with troubleshooting, among other responsibilities.

3. Work for a virtual advice center. New hires at virtual advice centers answer calls from existing customers and help them with personal financial matters, ranging from stock trades to portfolio adjustments to account distributions. As employees gain experience, they move into more specialized financial planning roles and services.

4. Join the advisory team at a bank or financial advisor's local branch office. Here, a financial planner typically starts out by assisting clients with opening accounts, completing transfers and other basic service requests. With time, they will handle more complex client cases and assist with more advanced products and services.

5. Work for a company that supports financial planners. These include FinTech companies, asset managers and FinTech company platform providers.

CFP Board's recently published Guide to Careers in Financial Planning provides more information about starting and sustaining successful financial planning careers. You can also find career guidance and financial planning job and internship postings on the CFP Board Career Center.

Whatever path you choose, pursuing a financial planning career may provide you with many personal and professional benefits in the new year. For more information about financial planning as a career, visit CFP.net/Why-CFP-Certification.

(NewsUSA) -During the winter months, many Americans look to make the most of the fresh snow and cooler temps by skiing and snowboarding in cities and towns across the United States, often taking a weekend getaway to experience some place new. But trips to the slopes can be a costly expense.

As a longtime ski enthusiast with 50 years of experience road tripping to ski resorts across the United States and Canada, Joe Miron has spent several decades perfecting the art of planning cost-effective ski voyages. He shares his five best tips to make traveling to the slopes budget-friendly without sacrificing the adventure below:

1. Seek Early Bird Specials: Purchase passes in advance, rather than at the ticket window, to get the best bang for your buck. Many resorts and ski passes will begin offering discounted prices in early spring, known as "early bird specials." Miron opts for the Indy Pass, a multi-resort season pass offering access to 80 independently owned and operated ski areas across North America. For a limited time, My6 Members can receive 10% off adult and kid passes.

2. Consider Weekend & Holiday Crowds: For large resorts, consider the crowds on holidays and weekends in January and February, and time your visit to the "off" days. Weekdays are typically less crowded and will allow you to take full advantage of an uncrowded ski slope. Miron prefers visiting large mountains between Tuesday and Thursday to avoid the high ski traffic.

3. Road Tripping with your Furry Friend: Pets are great travel companions, especially for ski trips. When deciding to bring your furry friends along for the adventure on your next ski trip, make sure you have all the necessities, such as a pet-friendly lodging option such as Motel 6, and bringing a dog jacket and heavy blanket to keep them warm. Miron, who travels with his dog, Kilo, throughout the winter months, even attaches a Tractive GPS device to his dog collar.

4. Select Affordable & Accommodating Lodging: Identifying lodging that accommodates all your needs is vital for planning an affordable ski trip. Miron chooses Motel 6, an economy lodging brand with more than 280 locations near ski resorts. Motel 6 is known to be clean, comfortable and affordable, and it offers a pet-friendly environment, where up to two dogs or cats can stay for free.i Miron personally appreciates how over 1,400 Motel 6 locations are locally owned and operated and are easy to spot from the main road or freeway.

5. Seek Out Unique or Smaller Locations: While exploring the various winter wonderlands, seek unique and smaller ski areas, as there may be some hidden deals and unpolished gems to help keep your trip within budget. Miron loves to visit smaller resorts alongside the major mountains, specifically New Mexico, Idaho and Montana ski areas.

For additional information on Motel 6 and how to activate the Indy Pass discount, visit https://www.motel6.com/en/home/promo/skiforall.html.

BIO: 

Joe Miron is an avid skier, proud dog dad and member of the American Legion who began his ski career in 1967 at the age of 20 in Lake Tahoe, CA.

Since taking his first ski road trip back in 1972 from San Francisco to Colorado and back, Joe has turned road tripping to various ski resorts into an everlasting tradition.

Joe's road trips became longer after retiring from his career 11 years ago, as he then had the entire winter season to do what he pleased.

Joe enjoys the adventure of skiing at different resorts throughout the U.S. and Canada and exploring all the various places along the way in his SUV with his travel companion, Kilo.

This year, Joe and Kelo departed for their ski pilgrimage on December 9. They will visit 109 ski resorts in two Canadian provinces and 10 U.S. states. They will spend 56 nights at 27 different Motel 6 properties.

(NewsUSA) - If the monochrome of winter has you dreaming of brighter days ahead, you're not alone. Thankfully, the spring beauty forecast is in, and it's all about color, shimmer and glow for nails, lips and skin.

Vogue published a feature highlighting all the biggest beauty trends stemming from the Spring 2022 runways, and among them was "high-gloss pouts." Now, maybe it's the two years of near-constant mask-wearing that makes this such a welcome trend, but the fact that lips are back in the spotlight is something to get excited about.

• GET THE LOOK: To achieve that high gloss effect at home, look no further than the Lipgasm™ Lipglosses by female-owned brand Trust Fund Beauty (TFB). Simply swipe across your lips for a sexy and moisturizing finish to your lipstick or lip liner, or use it on its own for a glossy shine.
  
  Spring's emphasis on sparkle doesn't stop at a glossy lip. As the runways previewed, glitter is in for hair and skin as well. So how can you pull off a head-to-toe shimmer for everyday without looking like a disco ball? It's easy with the right liquid and powder products.
• GET THE LOOK: TFB's That Glo Tho™ Liquid Highlighter can be used on its own or mixed with foundation, primer or moisturizer for a subtle sheen. It comes in two shades: champagne (Lit AF) and bronze (Glowy AF). The powder version of each shade is designed with a buttery soft lightweight texture that blends seamlessly into the skin for a healthy glow.
  
  Toss those winter gloves, and get ready to flaunt your nails, because vibrant tips are coming back in a big way. Snapshots from Fashion Week show spring nails in a range of colorful shades, playful patterns and artistic designs. Boring nails? Don't know her.
• GET THE LOOK: Known best for their 21-free Nail Lacquers, all made in the USA, TFB offers bold AF shades for every style and personality with an array of spring colors, including aqua blue (Spill the Tea), pink coral (CEO of Wellness) and a buttery yellow (Never Boring).
  
  Spring is the perfect time to experiment with your beauty products and go bold with your skin, lips and nails. With its selection of vibrant hues and its ever-evolving, cruelty-free product line, TFB is the brand to take your look (and your attitude) to new heights.

"We are on a mission to redefine the meaning of non-toxic and vegan beauty, making it more accessible, inclusive, loud and proud," says Amanda Zweig, Co-Owner, Creative Director of Trust Fund Beauty. "We've been a trailblazer in beauty since our 2013 launch, and we've only continued to elevate our standards."

In addition, the company is committed to sustainability by partnering with organizations such as Pachama and TerraCycle to offset carbon emissions and plastic consumption. All Trust Fund Beauty products are non-toxic, cruelty-free and vegan.

Visit trustfundbeauty.com for more information.

(NewsUSA) - As January stretches on and the midwinter blahs kick in, consider a healthy way to perk up your day -- Chilean cherries.

Although cherries are available domestically in the United States in the summer months, in the winter they bring a much-needed burst of color and flavor. Winter cherries come from the Southern Hemisphere, primarily from Chile in South America. Chile's diverse climate lends itself to growing many types of fruit, including cherries.

Cherries not only taste great, they also pack a powerful nutritional punch. Chilean cherries are rich in antioxidants, as well as vitamin C, which is important to maintaining a healthy immune system.

Chilean cherries also contain vitamins A and K, along with potassium, magnesium and even some of your recommended daily amount of calcium. Cherries are a tasty source of fiber, too.

A one-cup serving of cherries provides 25% of the recommended daily amount of vitamin C, according to the Chilean Cherry Committee. In addition, cherry consumption also may help reduce the risk of cancer and heart disease. But wait, there's more. Cherries contain a healthy dose of the sleep-promoting hormone melatonin.

"When it's winter in the Northern Hemisphere, it's summer in Chile, so that means you can enjoy delicious, sweet cherries through the winter," says Karen Brux, managing director for the Chilean Fresh Fruit Association. "For a taste of summer, look to Chile," she says.

Brux also shared some ideas for how to "Cherrish" Every Moment with Chilean Cherries, and share the taste of Chilean cherries with others.

- Sweeten it up. You can "Cherrish" Every Moment by stirring a cup of halved and pitted Chilean cherries into your banana smoothie. Add some cocoa powder for a true chocolate-covered cherry experience. A winter cherry tart or Chilean Cherry Chocolate Chip Muffins can hit the sweet spot, too.

- Savor the flavor. "Cherrish" the taste of Chilean cherries in a variety of savory recipes. Chilean cherries add just the right pop of flavor and texture to a mixed green salad or a wild rice side dish.

Look for cherries from Chile at your local retailer from December into February, and visit fruitsfromchile.com for more information and recipes.

(NewsUSA)

"A Heart's Landscape"
by Susan Lax

Unlock a moment of joy in each day no matter how challenging times may be. Let this beautiful collection of stories, poems and words from the garden of the author's heart offer insight, comfort and healing.

Some days we find ourselves on autopilot, forgetting the preciousness of being and losing touch with our creative spirit. But on other days, our being fills with excitement. Author Susan Lax explores the gifts of awareness and encourages the reader to be present in the moment. Lax offers a path to an attentive heart. On every page, her words and timeless photographs meet your soul in the perfect place. In times of grief, illness or life transitions, you'll find healing and strength within these pages. Purchase at https://amzn.to/31DoCIo.

"Schmooze: What They Should Teach at Harvard Business School"
by Cody Lowry

"Wow! Self-help and motivation for millennials, baby boomers, and everyone in between."-- Tim Gannon, co-founder of Outback Restaurants.

In this inspirational chronicle, entrepreneur Cody Lowry shares how the events in his life led him to become a motivational force in the lives of others. He'll share how being raised by a single mother prepared him for an extraordinary life. His odd job stories will demonstrate how reinvention is always possible.

And with his marvelous storytelling technique, Cody will encourage readers to look at their lives differently. Through humorous, real-life stories, he'll arm them with a new definition of the word "schmooze" that will empower them to unleash their full potential. Purchase at https://amzn.to/3kyZGs5.

"Books of God"
by Michael Haghighat 

There are approximately 4.4 billion Christians, Muslims and Jews. Wouldn't it be awesome if their common beliefs rooted in their common God-given truths were represented in the global order by a world religious organization?

This book distills the common truths and fundamental differences of Judaism, Christianity and Islam. The author believes the major religious institutions need to adopt a set of core principles based on our common truths and assert themselves as an active united front. In this global order, our major religious institutions can work as one united entity alongside our governments and major commercial enterprises to eradicate hunger, poverty, injustice, inequality, environmental degradation, greed, war and other evils. Purchase at https://amzn.to/3n71f1P.

"Laughing with Old Abe"
by A.T. Kabambay

Abraham Lincoln is the most adored of all American presidents, but oddly enough, two of his unparalleled qualities have completely escaped scholars: of all the presidents, he is the greatest jokester and the most religious.

In this succinct biography of the 16th President of the United States -- perhaps the funniest biography of all time -- discover the most hilarious stories and anecdotes Lincoln has told or experienced in his lifetime. In this difficult time of the pandemic, economic uncertainty and global warming, enjoy the opportunity to laugh with Old Abe. Written by a passionate historian and researcher who specializes in American history, specifically Lincoln and the American Civil War. Purchase at https://amzn.to/3cg4AWp.

NOTE: BookBites is presented by BookTrib.com.

(NewsUSA) - Winter 2022 promises the perfect storm for soaring home heating bills. The convergence of surging energy prices, plummeting temperatures and escalating demand means optimal energy-efficiency is more challenging and critical than ever.

Rising global energy prices hit home with forecasts indicating households could see their bills increase up to 54%, according to The United States Energy Information Administration. Further, forecasters including the National Oceanic Atmospheric Administration and the Farmer's Almanac predict a colder-than-normal season. Rounding out this frosty trifecta, the COVID-19 pandemic has led to the rise of remote work which is set to accelerate and become a more permanent fixture as of 2022, industry observers say.

The good news is that families can prevent a utility-bill blitz by following a few simple tips. With home heating and cooling accounting for nearly half of home energy use, small steps can go a long way.

• Ease Into Electric: According to Columbia University's Earth Institute, electric systems are a solution to decarbonize home climate control. Among the most energy-efficient heating and cooling products, electricity-powered ductless mini-split systems, offered by companies including Fujitsu General America, can save as much as 25 percent on your energy bill. Plus, they are effective with temperatures as low as -15 degrees Fahrenheit. Mini-splits use thin copper tubing to pump refrigerant from an outdoor compressor directly into an indoor air-handling unit, where the air is quietly distributed to the interior space.
• Get "Smart" About Climate Control: When it comes to smart home temperature control, there are Smart HVAC Systems and Smart Thermostats. Smart HVAC systems have built-in Internet capability and can be controlled directly without additional equipment. Smart Home Thermostats create "smart" systems by enabling remote temperature control via a mobile or Internet-connected device or voice-operated home automation system.
• Voice Your Preference: Take control of your comfort. Most HVAC manufacturers offer apps that enable systems to be controlled from anywhere using a mobile device. Voice-control capability uses digital assistants, such as Amazon Alexa or Google Home, to verbally dictate home temperatures. Easily controlling the temperature more closely allows homeowners to be more comfortable and improve energy savings.
• Find Your Efficient Comfort Zone: Many of us live in homes designed for bigger families, but have yet to downsize. If you find yourself using a fraction of your home on a regular basis, consider upgrading to a zoned ducted, or ductless, system. That will allow you to save energy heating and cooling spaces where you and your family don't spend a lot of time. This will multiply savings as you're not only needing less cooling, but you also gain from a more efficient system in the spaces you do still use.
• Try Low-tech Fixes: Simple changes can have a big impact. Take advantage of the sun's energy to heat your home by opening your south-facing curtains at sunrise to make best use of "passive solar gain." Force down warm air. Denser, cooler air stays closer to the ground, and warmer air rises. So, force it downwards with a low-speed fan. Insulate and fill the gaps. Warmed air leaking out around poorly sealed window frames, power sockets, recessed light fittings, and other gaps is a big source of heat loss in homes. Thick curtains help to insulate glass at windows.

If your utility bill is spiking as temperatures dip, a ductless heating and cooling system is definitely a worthwhile investment. Many Fujitsu systems with the Energy Star rating are more than twice as efficient as the minimum standard set by the government.

To learn more or find a contractor near you, call 888-888-3424 or visit www.constantcomfort.com.

By Andrew Campanella 
For NewsUSA

(NewsUSA) - Forty-three percent of moms and dads describe the process of finding a school for their child as "stressful." That's 43% too many. This National School Choice Week (Jan. 23-29), here's how to easily get started on school and scholarship applications for August…minus the stress.

As you think about the next school year, take thirty minutes to consider what the ideal learning environment would look like for your child. Would it be large or small? STEM-focused? Art-focused? Sporty? Religious? Secular? Make special health accommodations? Start with your insider knowledge about your child's needs and your family's goals.

Once you've described what you need and want for your child's education, look for it.

You can access the free Schools Near Me tool at schoolchoiceweek.com/schoolfinder to search more than 130,000 public, charter, magnet, and private schools. And don't forget to consider online school and homeschooling as well. If you're open- minded in considering your options, you might be surprised by what works for your child.

By looking for a school based on your insider knowledge about your child -- and not just based on test scores, zones, or your neighbor's opinion -- you can likely find the school option most suited to your unique situation. Today, there are many more school options and scholarships than we adults had access to as kids. This is truly a reason for hope. For any child who is currently struggling in school, there are opportunities and alternatives available.

At the end of the day, making a great school choice starts with knowing your options. Whether you're searching for a new school or happy with your current choice, you can make a difference for others this National School Choice Week (Jan. 23-29) by spreading the word about school choice. You can do this by posting about your educational experience on social media using #schoolchoice, or by telling a friend or family member about the Week.

With free and affordable choices and community support, the school search process can be transformed from one that's laden with stress to one that is empowering. This School Choice Week, let's bring as much support as we can to families so they can help their children succeed.

Andrew Campanella is president of National School Choice Week and the author of "The School Choice Roadmap: 7 Steps to Finding the Right School for Your Child."

(NewsUSA)

"The Poison Factory"
by Luck Kirk 

If you've ever wondered what life as a CIA "operative" would be like, read this book, written by a former CIA operations officer. Decktora Raines (Decky) is on leave from the CIA, doing her best to dodge memories of her first agent, Elena, an asset she recruited and tragically lost, as well as the heartbreaking disappearance of her life partner, Alex.

A surprise contact from a Russian defector she once handled urges her to come to London immediately. She coordinates with Langley Headquarters and the CIA Station Chief in London who is focused on the murder of another Russian defector. The only clues: claw marks and an unidentified white powder. Soon to be a major global TV series. Purchase at https://amzn.to/3Dwvrcp.

"Love Has No Limits"
by Armine Papouchian

At sixteen, Armine fell in love for the first time and lost that love for the first time. She was the youngest daughter of three in Armenia and the only one underage when her parents decided to immigrate to the U.S. She had to leave her beloved Alex behind.

But it wasn't the end of her story with Alex. Even as life moves on, their lives intersect again and again, and through deaths and divorces, their lives never quite line up. This is Armine's story of keeping faith in oneself and in love despite heartbreak, betrayal and loss. It reveals the joy available to those who rise and rise again. Purchase at https://amzn.to/3yXVgQ1.

"The Confessional"
by Claudia Ermey

Mirta and Alberto DeSalvo, refugees of the Dirty War of Argentina, owe their lives to wealthy American Julia Parks, who rescued them from the horrors of the junta and offered them a new life. Julia, confronted with a late-in-life pregnancy, asks the DeSalvos to adopt the baby with the condition that they not return to Argentina until she is grown.

A generational story that skillfully illuminates the resilient lives of characters touched by loss and betrayal, loved ones stolen in the night, and the search for a birth mother hiding in plain sight, "The Confessional" is a compelling rendering of how war and love thousands of miles apart create trauma that ripples through two generations and emerges as love, understanding and forgiveness. Purchase at https://amzn.to/3C39qS3.

"Hiroshige 53 Stations of the Tokaido Fujikei"
by Cristina Berna and Eric Thomsen

In this series by the last great master of the ukiyo-e tradition in Japan, the viewer is struck by the harmonious palette of blues, grays, peaches and pale yellows, and by the strict composition of each woodblock print -- a bijin (or beautiful woman) posing in front of a framed landscape. Each print features a woman wearing a different intricately patterned kimono, a different activity with various props, and a different landscape depicting scenes along the historic Tokaido Road.

Berna and Thomsen take us on a fascinating tour, explaining not only the cultural references in each image, but also the relation of the Fujikei prints to several earlier Hiroshige Tokaido series. The insightful commentary along with full-color images opens a window to the treasures of a bygone Japan. Purchase at https://bit.ly/31ImbVx.

NOTE: BookBites is presented by BookTrib.com.

(NewsUSA) - As we put 2021 in the rear view mirror, now is the time to look at your health and fitness plans for the New Year. This can be a brand-new year, full of healthy possibilities, and with it, the opportunity to revisit your wellness goals. Unfortunately, even with the best of intentions, many people struggle to create a sustainable wellness plan over the long term.

The good news is that no matter your age, fitness level, or current work-life balance, GOLO --the pioneering wellness solutions company -- has suggestions that can help you achieve tangible health and wellness benefits in the new year:

1. Create a plan: Instead of piling on new resolutions this year, consider building on the ones you are currently working on. Why? Because it takes much time, energy, mental resistance, focus, and willpower to make new changes, and we only have so much of each to spare.

2. Establish goals: Your goals should be small, obtainable, and sustainable over a reasonable amount of time.

3. Get Active: Regular exercise is one of the best-kept secrets in preventative medicine. The key is to do enough and to do it often enough.

4. Stop checking the scales every day: Scales can be misleading and result in frustration. Remember: the number on the scale does not define your self-worth. Weigh yourself once a week and note how your clothes are fitting. Some people lose inches before pounds, or experience other non-scale victories such as sleeping better.

5. Attitude Matters: Having a positive outlook will help you get through everyday life, but it is vital to a healthy wellness journey. When you think negatively, negative things tend to happen. So, stay positive -- you got this!

It is natural to reflect on past commitments to health and wellness that came up a bit short. This year, increase your chances of lasting and sustainable success by making a plan and keeping it simple.

Wherever you are on your health and wellness journey, GOLO offers a range of innovative products designed to help, including the GOLO for Life® Plan®, a game-changing nutritional approach to losing weight, and a healthy alternative to conventional dieting. The program includes the GOLO Release® supplement (an all-natural dietary supplement), the GOLO® Metabolic Plan® (a healthy balanced meal plan), access to personal coaches, and free online tools.

Learn more by visiting www.Golo.com for information and suggestions.

(NewsUSA)

"The Caduca"
by Elaine Graham-Leigh

The planet of Benan Ty is just another poor and violent ex-Terran colony. Now the Chi!me, the major power in the galaxy, are coming to broker a peace deal between guerrilla group ViaVera and the government. For Quila, a rising figure in the Chi!me diplomatic service, the posting to Benan Ty could be the making of her career.

Meanwhile, Terise, one of ViaVera's inner circle, is just trying to get her lover out with his life. But in a conflict where no side's motivations are pure, they are both about to discover how much they have to lose. Set in a future where humanity has gone to the stars but taken exploitation and oppression with them, this is a story of imperialism, resistance, friendship and, ultimately, liberation. Purchase at https://amzn.to/3blIsJV.

"The Danger Within"
by E.L. Pini

Mossad Agent Avner Ehrlich stands before the most cunning enemy he has ever faced -- an enemy with innovative and sophisticated methods -- that conceals the danger within.

Imad Akbariyah, a rising star in Al-Qaeda's chain of command, recruits a fellow Palestinian doctor to implant the bodies of terrorist Shahids with plastic explosives that allow them to move freely through any security check and effectively create "human ticking bombs." Imad remembers the day his father was killed in front of his eyes by an Israeli commando officer -- whom he learns was Ehrlich. Now he seeks revenge.

A blood-soaked war is only a matter of time. Ehrlich is fighting not only to prevent the killing of innocent lives but to save his own. Purchase at https://amzn.to/2ZWbJYW.

"You. The Real State of Life"
by Austin Bergman

This book provides a shockingly honest account of the author's life after he finally said two words; "I'm gay." It's easy to shrink into someone else's expectations of who you should be. While society, family, friends and colleagues are influential, their roles in your life do not include dictating who you are destined to be.

He was unhappily married and miserably gay. His life transitioned from being embraced by those who accepted his straight lie to being resented for finally living his truth. Austin risked it all when he traded in his "white picket fence" life and for a new agreement on his terms. Nevertheless, during the darkest hours of his life, he eventually discovered peace, happiness and the real Austin Bergman. Purchase at https://amzn.to/3qsWsdo.

"10 Things You Were Supposed to Learn from Donald Trump"
by Alex Carlisle

Donald Trump has had the ability to shake things up and tread where no other man has tread before. Love him or hate him, he is not the kind of man you can ignore. This book takes a practical approach to understanding some of Trump's most polarizing political and personal actions with the hope that readers can take something away from those actions.

This book features more than 500 quotes, newspaper articles and manuscripts that focus on the most dynamic, memorable and poignant moments of Trump's tenure as POTUS. It is bold and unapologetic. It does not portray Trump as a saint or a sinner but shows how he personified what was in the hearts and minds of many Americans. Purchase at https://alexcarlislebooks.com.

 NOTE: BookBites is presented by BookTrib.com.