(NewsUSA) -Despite being recognized as one of the most valuable assets in an organization, corporate data remains one of the least measured or understood. While decision makers have more access to data than ever before, there's little way to make sense of it. New research delves into the difference between executives who are data-driven, and those who are just data-saturated.

Talend's recently published 2021 Data Health Survey1 demonstrates clearly that business leaders understand the importance of data -- two-thirds report that they work with data every day. Yet, 78% of executives say they face challenges using their data, and 36% say most of their decisions are not based on data. Companies know that the path to the future depends on using data, but despite years of investments in modern data infrastructure, they struggle to put that data to use.

To survive in today's economy, every organization must become a data company. This is easier said than done. Only half of executives highly rate their company's ability to deliver even the basics: timely, accessible, complete, and accurate data.

Data management companies have been offering to solve these problems for years, but their solutions are focused only on the mechanics of data. Focusing on simply moving and storing more data means some of the basic components of data management are lost -- where is data coming from? Who has access to it? How accurate is it? To become data-driven, leaders need to know more about their data.

"Our relationship with data is unhealthy. Only 40% of executives always trust the data they work with, and more than a third of executives are still making decisions based on gut instincts," says Christal Bemont, CEO, Talend. "The reality of data is falling well short of the industry's vision. Data management, which largely focuses on moving and storing data, doesn't consider the overall health of data. Therefore, in trying to manage data, companies are in fact creating digital landfills of corporate information. This must change. Our vision of data health is the future because it recognizes fundamental standards for quality and reliability are critical for corporate survival."

Talend envisions data health as a holistic system of preventative measures, effective treatments, and a supportive culture to manage the well-being of corporate information actively. Data health will include monitoring and reporting capabilities to help organizations understand and communicate -- in a quantifiable way -- the reliability, risk, and return of this highly critical business asset.

The data integrity and integration company's customers report that focusing on data health delivers positive business results. "Without access to quality data on time, we could have never achieved the scale of analytics we are currently in," says Ranadip Dutta, solution architect manager at Lenovo. "We now have flexibility along with scalability."

For more information on the Talend Data Health Survey and data health, click here.

From March 24th to April 8th, 2021, Talend led a survey via Qualtrics of 529 global executives -- with titles ranging from director to the C-suite -- from medium and large companies making more than $10 million in annual revenue to assess their ability to make data-driven decisions.

(NewsUSA) - Even before the COVID-19 pandemic swelled, the ranks of work-from-home employees, freelancing was on the rise as workers across a range of fields sought more flexibility and control over their work lives, enabled by the latest advances in technology. In 2020, there were 59 million people doing freelance work in the United States. This is an increase from 2014, when there were about 53 million people freelancing according to Statista, a leading provider of market and consumer data.

The demonstrated success of working remotely means that independent workers will be key to the future of work, even as many people return to in-person office settings.

To thrive both professionally and personally, independent workers need support and tools to promote their skills and manage their business.

An online platform known as Indy provides these features and more. Indy offers a complete productivity suite that helps independent workers take the management of their businesses to the next level, with tools and guidance for creating contracts, generating invoices, and everything in between. Additionally, their blog, The Independent Worker, is focused on addressing topics of interest to freelancers, ranging from business development to managing burnout.

"We proudly empower today's 'Indies' - including solopreneurs, freelancers, consultants, contractors, microbusinesses and side hustlers - to streamline the most time-consuming parts of operating their businesses. We help them work smarter, get paid faster, and thrive," says Sebastian Gyr, CEO and co-founder of Indy.

The Indy app offers freelancers a suite of tools designed to help them own three key aspects of their business: :

• Marketing. Indy provides templates for proposals, project briefs, and profiles to help you organize your pitches, and showcase your unique skills.
• Organization. Time tracker and task management tools help you keep everything organized, and Indy also offers a chat feature that freelancers can use for quick communication with clients.
• Business management. Templates for legally-binding contracts and non-disclosure agreements take a lot of the effort and stress out of contract creation, so you can get right to work and invoicing tools will let you quickly and easily send highly professional invoices to the client directly to be paid either electronically or the old-fashioned way - via a check in the mail.

Indy takes pride in empowering an inclusive and diverse community of freelancers, including the LGBTQ community, Black Americans, BIPOC, and workers with disabilities, who are often underserved in the workplace despite the recent rise in equity initiatives. Leaning into these tenets, Indy recently launched a new, digital series called 'Miss Independent' featuring a Black drag queen who offers short videos commenting on freelancing and the freelancing life.

"We're spotlighting what's currently missing for today's virtual workforce and are boldly embracing the opportunity to drive conversations and narratives around equitable pay, diversity, and inclusion, by enabling the success of all workers, especially those from underserved communities," according to the company.

"We celebrate the uniqueness of those human beings that we serve by providing the products, services, space, and the megaphone for them to be their authentic selves, shine, and thrive."

Visit weareindy.com for more information and to create an account for free.

(NewsUSA)

"Sarana and the Dark King "
by Ivy Keating

The ruthless king of Bounten controlled a Valomere - a magical creature that connects with one person and obeys their commands - with the magic to cause instant death. To further his power, he embarked on a quest to find tarilium, the strongest metal known to exist. 

In pursuit of the precious resource, he ravaged his own villages before planning to invade the other kingdoms. Only one thing could stop his reign of terror -- a commoner with a secret past and a powerful Valomere of her own. Purchase at https://amzn.to/3d537Cz.

"The Trial of Billy the Kid"
by David G. Thomas

Biographies of Billy the Kid have provided extensive -- and fascinating -- details on his life, but only a few paragraphs on his trial for murder and the events leading up to that trial. The result sealed his fate, yet Billy's trial is the least written about, and, until this book, the least known event of Billy's adult life.

For the first time, get the answers to these questions: Was the trial fair? What were the charges? What kind of defense did Billy present? Did he have witnesses standing for him? Who testified against him? What action by the trial judge virtually guaranteed his conviction? Purchase at https://amzn.to/3vBFOse.

"Lake Roland"
by C. Roloson Reese

Some childhood mysteries cast long shadows. Tom O'Malley spent a lifetime trying to escape the one covering his world. His idyllic childhood with his inseparable pal, Mark, is upended when his friend mysteriously disappears one night.

Mark's whereabouts become a decades-long unsolvable question that haunts Tom's world as he copes with and later overcomes the bitterness of a friendship's baffling evaporation. The anguish he experiences prepares him well for a world filled with uncertainties, not the least of which includes love and redemption. Purchase at https://bit.ly/3ehdaGl.

"Purpose and Possibilities: How to Transform Your Life"
by Elaine J. Brzycki and Henry G. Brzycki

By exploring their life's purposes, the authors have created possibilities for people to create happy, healthy, and flourishing lives. Because of the work, people in over 50 countries are prioritizing mental health and well-being in their own individual lives, their families, schools, colleges and universities, and communities. Ideas on how to see and achieve your unique potentials in life; heal yourself from past traumas; transition to a new stage in life that is thriving and successful; connect with your innate passion to make a unique difference; see and feel the power of your hopes and dreams.

This book meets the needs of our times for impactful mental health and well-being techniques. Capturing nearly 40 years of counseling expertise and course and program development for individuals, couples, families, and schools, Elaine and Henry Brzycki have produced a book of resources that will transform your life. Purchase at https://amzn.to/3uzrwY4.

NOTE: BookTrib's Bites is presented by BookTrib.com

(NewsUSA)

Farmhouse-style interiors have been popular for the last few years and the look remains as sought after as ever. There are enough iterations of the style (modern, industrial, French, rustic, and more) to suit most tastes. Signature elements include open shelving, shiplap, apron sinks, and a preference for natural, honest materials-stone, metal, and above all wood, new and reclaimed. "When it comes to farm-style decor, most of us think of the kitchen first," says Linda Jovanovich, of the American Hardwood Information Center. "But it can work equally well in bedrooms, living areas, even bathrooms. Incorporating natural hardwood into the design is a great way to achieve the look without going overboard into kitsch." Here are six inspiring uses of the perennial style.

1. A warm contemporary farmhouse kitchen

Photograph by Caitlin Murray

A large apron sink in cream-color cast concrete sets up a warm and sophisticated country tone in this Portland, Oregon kitchen by Emerick Architects. The island's black-walnut-slab top is complemented by open shelving and undercounter cabinetry in honey-stained maple, gray quartz counters, stainless-steel appliances, and a handmade ceramic-tile backsplash.

2. Corral-inspired stair railings and balustrades

Photograph by Spacecrafting

Rift-sawn white oak with a custom whitewash stain forms the handrails and posts of the main staircase in a Stillwater, Minnesota house by Home Design by Annie. An elegant reinterpretation of the traditional wooden-rail fences found throughout rural America, the stair gets a high-tech twist in the form of stainless-steel guard wires.

3. A characterful rustic kitchen

Photograph by Scott DW Smith

Charming rusticity is the name of the game in this Hesperus, Colorado kitchen remodel by Veritas Fine Homes. Existing beams and columns and a new oak floor-all in a dark finish-are joined by knotty-alder cabinetry and floating shelves stained a similar color to the island's honey-tone maple butcher-block top.

4. A cool western ranch-style bedroom

Photograph by Rikki Snyder

As this bedroom in Sag Harbor, New York designed by Timothy Godbold shows, the classic look of Southwestern ranches-pared down and sun scorched-adapts well to a modern interior. The aesthetic is evoked with minimalist means: simple bone-white accessories set against an expanse of white-oak boards that clad the walls like barn siding. 

5. The industrial-farmhouse look in a loft

Photograph by Manolo Langis

Reclaimed hardwood is a beautiful, sustainable material that can be used in a farmhouse-style kitchen to create a sense of warmth, age, and texture. In this Santa Monica, California loft conversion, SUBU Design Architecture juxtaposes recycled wood with plumbing pipes and similar machine-age elements that nod to the building's industrial heritage.

6. Open-shelf wet bar with a rural-art vibe

Photograph by Rikki Snyder

Timothy Godbold conjures another variant of that farmhouse staple, open shelving, with this wet bar cunningly tucked under the open stairs in a North Haven, New York residence. Stocked neatly with interesting glassware and bottles, the floating slabs of white oak and the gray honed-granite countertop become an art installation in their own right. Visit www.hardwoodinfo.com for more about farmhouse style with American hardwoods.

(NewsUSA) -Right now, moving may be a little challenging as property value has gone up tremendously and the number of homes on the market is low. The next best option is to remodel and expand your home office, home gym, or add a patio for outdoor gatherings.

If you own your home and have a mortgage, a cash-out refinancing option may be an easy way to have the money to tackle your home improvement project. Since interest rates are still quite low now may be a good time to tap into your home's equity. Many homeowners may not realize that cash-out refinancing can help fund these projects. A cash-out refinance is not a second mortgage. It is borrowing against the equity in your home or money you have already paid towards your mortgage. A cash-out refinance will require that you refinance your home most likely at a lower rate. The new loan amount will be slightly more than the remaining balance of your home because it will include the amount of cash you take out for you or your family.

Cash-out refinancing is beneficial because it can increase monthly cash flow and allow you to make good use of the funds you take out, according to Freedom Mortgage, one of the nation's full-service mortgage lending company and a leader in FHA and VA loans according to Inside Mortgage Finance, 2020.

The benefits of cash-out refinancing aren't limited to home improvements. Funds from a cash-out refinancing also can be used to pay for a college education or to consolidate high-interest debts at a lower interest rate. Homeowners can typically borrow up to 80% of the value of their homes without paying the private mortgage insurance (PMI) required by some lending situations. That means if you have more than 20% equity in your home, you can use that equity to get cash now.

To help homeowners explore their options and determine how much cash they can obtain, Freedom Mortgage offers a free cash-out refinancing calculator that enables the user to determine what makes sense and the amount of their new monthly payment.

For more information, visit https://www.freedommortgage.com/cash-out-refinance.