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Financial Planning Offers Rewarding Career Opportunities for Diverse Graduates

NewsUSA

(NewsUSA) - If you're looking for a rewarding career complete with growth potential, and the satisfaction of helping others, financial planning could be your perfect fit. From striking out on your own to working at firms big or small helping families and individuals meet their financial goals and plan for the future, there are a variety of career options within the profession.

Today more than ever, diverse candidates can find myriad opportunities to enter and flourish within the financial services profession. An increasing number of firms that hire financial planners have implemented robust initiatives to foster greater diversity among their workforce and alleviate barriers to entry. These hiring initiatives don't show signs of slowing, as demand for competent, ethical financial advice continues to grow. In fact, the Bureau of Labor Statistics projects the need for an additional 11,600 advisors by 2029.

By joining the field, diverse graduates can help ensure the workforce is more representative of the population it serves while also better reaching and assisting diverse communities. Monique Jones, a student at North Carolina State University, explains that these factors were key in her decision to work toward entering the financial planning profession. "I aspire to aid in improving the accessibility of the portfolio of services offered by the industry to underserved and under-sought communities," she says.

Those interested in pursuing the profession can further distinguish themselves with potential employers by becoming a CERTIFIED FINANCIAL PLANNERTM professional, also known as a CFP® professional. CFP® professionals must meet rigorous education, experience, and ethical qualifications, and employers are increasingly seeking out the certification as the most desired credential in the financial planning field.

What's more, 83% of today's CFP® professionals say they have a competitive edge over other financial advisors, while 86% report that certification has had a positive impact on their career satisfaction. William Ohakam, who received a 2019 Envestnet scholarship to help defray the cost of becoming a CFP® certificant, explains that "obtaining the CFP® certification will enable me to provide additional value and create a more in-depth wealth management experience for my clients."

According to Yorri Berry, a 2020 Facet Wealth Scholar, becoming a CFP® professional means more than just a boost in the hiring process. "This investment will allow me to spend my career working to build equity so all clients and financially vulnerable communities have access to wealth," Berry says.

Joining the financial planning profession can open the door to a fulfilling, lifelong career, and at the same time help increase diversity in the workforce so that it better serves the U.S. population. If you'd like to learn more about opportunities in financial planning or CFP® certification and scholarship opportunities, visit www.cfp.net.

 

Explore the Next Generation of Immune System Support

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(NewsUSA) - A healthy immune system has always been important, but now more than ever, the best products for immune system support are those that boost both respiratory health and heart health.

Consumers looking to make their immune system as strong as possible need to know about several key ingredients that support immune system function at both the heart and respiratory levels.

Most products have been designed to support the immune system by providing the recommended amounts of daily vitamins and minerals to help protect against colds and the flu. Only a few manufacturers have formulated products to meet today's challenging environment. These unique products are engineered to promote respiratory and heart health, to help protect against viruses, and to support the body's ability to reduce inflammation and speed recovery.

"It's like upgrading a black and white TV to a high-definition flat screen color TV," says Dr. James Rouse, a naturopathic family doctor and consultant to BergaMet North America, a manufacturer of exclusive natural supplements.

The Clinical IMMUNE™ supplement product is revolutionizing the immune industry by combining 11 key ingredients including BetaVia™ Complete and Citrus Bergamot SuperFruit™ that focus directly on respiratory and heart heath. BetaVia™ is a patented proprietary form of beta glucans that has been clinically proven to lower respiratory symptoms up to 80%, and Citrus Bergamot Superfruit™ has more than 17 clinical trials that confirm a unique ability to support healthy cardiovascular systems including but not limited to cholesterol and blood sugar.

"We know from the clinical trials that Clinical IMMUNE works. It offers three levels of support: the three P's, Protection, Prevention and Propel," says Dr. Rouse. "With the three P's, the immune system recovers faster and stronger," Dr. Rouse explains. "I speak with so many people who are exhausted and stressed with today's overwhelming challenges. My recommendation is to do everything you can to protect yourself and your loved ones by strengthening your immune system."

Mique, a mother, wife and entrepreur from Colorado says, "I decided to try Clinical IMMUNE for my family and myself. Within days, we noticed that our sinuses and lungs felt clearer. She adds, "I checked with my doctor and I am told that the combination of ingredients in Clinical IMMUNE can be effective immediately," she adds.

Clinical IMMUNE also contains other key ingredients to promote a strong immune system including vitamins C, D, E, and B, as well as zinc and selenium. The addition of natural immune-system boosters alpha lipoic acid, L-glutamine, and olive leaf extract also help defend the body against free radicals and support a healthy metabolism.

Clinical IMMUNE is free of wheat, gluten, fish, egg, dairy, and lactose, and contains no artificial colors, flavors, or preservatives.

Visit tryclinicalimmune.com for more information about the supplement or call 1-855-556-2131 for more details. The BergaMet North America stock symbol is HYEX.

BookTrib’s BookBites: Kids Fun, Mystery, Life Lessons and Riveting Memoir

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(NewsUSA)

"Veronica Viggle and the Bubble Gum Machine: A Mad Scientist Story"
by Louis Goldman

A graphic novel for children (and adults) "with illustrations that jump off the page and characters that you cheer for." After being trapped by Veronica Viggle and held in the Mad Scientist's deep and dark (yet freshly scented) laboratory, the Little Boy is in for a world of trouble, destined to be turned into grasshoppers … or marshmallows … or worse yet, bubble gum!

The Little Boy's friends team up to stage a daring rescue from the Mad Scientist's laboratory. But can they overcome Veronica's cunning and the Mad Scientist's crafty inventions? You are about to find out!

"Conveys some eternal truths in a highly accessible manner, in language that is simple and clear." Purchase at https://amzn.to/39V0oLz.

"The Mystery at Turkelton Manor"
by Kraig Dafoe

Twelve-year-old Nathaniel Jones wants to be a detective. Though his imagination tends to run wild, Nate knows something strange is going on and he is determined to figure it out. Hearing noises at night, the young detective sees a strange figure lurking about.

The Turkeltons are rich, and Nate's grandfather is their groundskeeper. As a result, Nate gets to spend the summer on the manor grounds. With priceless art and expensive jewelry in the mix, and someone creeping around at night, Nate becomes determined to catch a thief. There's just one problem -- nothing seems to be missing. For ages 10 and up. Purchase at https://amzn.to/3rraUjn.

"Sink or Walk on Water"
by Stevenson Jones

"Stevenson will capture your heart, mind and faith. He takes you on a journey during a simple meeting, and when it's over you realize he has tricked you into discovering yourself."

Life has taught the author lessons that have helped him in his growth as a person. This book will inspire individuals from all walks of life because it speaks on a lot of everyday issues that we all face. The hope is that this book will help those who are unsure of their faith by listening to the author's story on how God has helped him overcome tough situations in life. Purchase at https://amzn.to/3d4C2RB.

"Vector to Destiny"
by George W. Kohn

In this memoir that goes beyond the classic Vietnam war story, the author faces a life-changing dilemma: Should he do what is expected of him or dare to pursue his heartfelt dream? His decision takes the reader on an inspiring, action-packed journey from a demanding farm life in Wisconsin to treacherous skies over Vietnam. He will capture your heart with farm adventures and his struggles and determination to get through college and Air Force pilot training.

You will be his co-pilot in an F4 Phantom jet, narrowly surviving perilous missions as a combat fighter pilot. Experience this compelling, true-life journey of a destiny accomplished through faith and perseverance. Purchase at https://amzn.to/3bFPmcK.

BookBites is presented by BookTrib.com

Feeling The Burn: Self-Care for Heartburn

NewsUSA

(NewsUSA) - After a year like no other, we are beginning to see glimpses of a return to our pre-pandemic lives. Public health guidance and scientific advances mean we are trickling back into our favorite restaurants, joining together to share meals, and toasting to a year of missing family and friends.

But these celebrations come with their fair share of greasy foods and bubbly beverages. And unfortunately, our favorite indulgences often bring an all-too-familiar side effect: heartburn.

Also known as acid reflux, heartburn can be a miserable experience: the burning sensation in your chest or throat may start after finishing a meal and last for hours afterwards. Other symptoms can include a hot, sour, or acidic fluid feeling in the back of your throat, as well as a lingering cough, sore throat, or hoarse voice. May is Digestive Disease Awareness Month so it's a great time to learn about self-care for heartburn.

If you experience heartburn, you're not alone: more than one in four adults have occasional heartburn with symptoms occurring at least once a week. And for some people, frequent heartburn is a struggle, with symptoms re-occurring even more often.

"Stress and unhealthy eating are two major causes of digestive symptoms including heartburn, and right now, my patients are experiencing both" says Dr. Michael Kreines of the Ohio Gastroenterology & Liver Institute. "With so many treatment options available for different types of heartburn, it can be tricky to know which option is best for you."

The first step to managing your heartburn is to take a look at your lifestyle choices. "It can be tempting to overindulge since we've gone so long without a reason to celebrate. But if you are prone to experiencing heartburn, it's important to avoid common triggers such as fatty and greasy foods and alcohol," says Kreines.

In addition to smart food choices, over-the-counter (OTC) medicines can be a safe and effective way to help alleviate heartburn symptoms. For occasional heartburn symptoms, Dr. Kreines recommends OTC antacids (such as Gaviscon, Mylanta, or TUMS) or H2 blockers (such as PEPCID or Tagamet).

"If you suffer from heartburn two or more days per week, you may benefit from OTC proton pump inhibitors, or PPIs," says Kreines. "PPIs -- which include brand names Nexium 24HR, Prevacid 24HR, Prilosec OTC or Zegrid OTC -- are specifically indicated to treat symptoms of frequent heartburn."

The right treatment depends on the frequency and cause of your heartburn symptoms. Always talk to your healthcare provider if you have questions, or if you are struggling with more chronic or severe cases of heartburn. They can properly diagnose heartburn and other conditions.

"Whatever you do, don't ignore your heartburn symptoms," says Dr. Kreines. "In addition to causing significant pain, if left untreated, the stomach acid that causes heartburn can damage the esophagus -- known as GERD."

Your return to normal doesn't have to mean a return to heartburn symptoms. Be aware of your treatment options to keep heartburn at bay. To learn more, visit www.KnowYourOTCs.org. Created by the CHPA Educational Foundation, the site serves as a resource to help you navigate the OTC aisle when treating heartburn or other symptoms.

 

Babyproofing Made Easy At Home and On the Go

NewsUSA

(NewsUSA) - Parenting has been described as "the toughest job you'll ever love," and figuring out how to keep your baby safe can be one of the most difficult elements of parenting. Child safety in the home is especially important as the ongoing coronavirus pandemic keeps more young children at home for longer periods of time.

"The best way to conduct a home safety check is to get down on all fours and look up at the world from the point of view of a crawling child," says Carolyn Ziegler, co-founder and product development director for Dreambaby.®

"It's amazing the hidden dangers you will identify," she adds.

The right child safety products are designed to make life easier for parents while keeping children safer at home and on the go.

Dreambaby® is a family-owned company with more than 20 years of experience in developing affordable, easy-to-use safety products.

With more young children at home (and more parents still working from home), safety products such as the Lever Door Lock from Dreambaby® provides peace of mind for parents by preventing curious children from exploring potentially dangerous areas of the house, such as laundry rooms, basements, or garages. The lock fits most lever-door handles, and can easily be engaged and disengaged by adults without the need for a key.

The arrival and increased distribution of coronavirus vaccines means that more people are venturing out of the house, and taking their babies with them. But child safety doesn't stop at the front door.

The Dreambaby® Non-Contact Rapid Response Infrared Forehead Thermometer provides a reliable reading within seconds of holding the device approximately one inch from the skin, so parents and caregivers can determine immediately whether fever is present.

Once you are out and about, the Dreambaby® Oxford Baby Carrier keeps your baby more secure, comfortable, and close to you. The carrier is designed to be worn three ways, with baby in front facing inward, in front facing outward, or riding backpack style with the carrier strapped on the parent or caregiver's back. Special features include an ergonomic design, easily adjustable and removable headrest, padded shoulder straps, lumbar support, and breathable mesh lining.

Visit dream-baby.com for more information about ways to keep your children safer, healthier, and happier.

 

Financial Planning Profession Grows Diversity of its Workforce

NewsUSA

(NewsUSA) - Celebrations of Rev. Dr. Martin Luther King, Jr. Day and Black History Month often prompt consideration of the United States' diversity and the many contributions made by people of different races and ethnicities. These occasions also provide opportunities for communities, organizations and businesses to reflect on their efforts to support and promote diversity.

The Certified Financial Planner Board of Standards, Inc. (CFP Board) recently marked several milestones in its effort to increase the diversity of CERTIFIED FINANCIAL PLANNER TM professionals. From 2019 to 2020, the number of Black and Latino CFP® professionals increased by 12.6 percent - nearly five times the growth rate of all CFP® professionals. The number of female CFP® professionals also increased in 2020 and now totals 20,633, reflecting a growth rate of 3.1 percent over 2019.

The total number of CFP® professionals continued to rise as well, reaching an all-time high of more than 88,700. The strong and consistent growth underscores the attractiveness of financial planning careers and how CFP® certification has become the must-have designation for professionals providing financial advice.

One way in which the financial planning profession has increased the diversity of its ranks is through scholarship programs that support aspiring advisors from different backgrounds. The CFP Board Center for Financial Planning, for example, offers six scholarship programs that help to cover the costs of the coursework required to become a CFP® professional. Five of those programs were created specifically to assist individuals from underrepresented populations within the financial planning profession in terms of race, ethnicity, gender, disability or sexual preference.

The Center announced 48 new scholarship awards at the end of 2020, bringing the total number of scholarships granted through its programs to 100, with a value of roughly $500,000. Of the nearly 50 awards granted in 2020, 32 were given to female students, 32 to Black students, 2 to Latino students, and 4 to members of other underrepresented populations in terms of disability or sexual orientation. These scholarships play a critical role in building the profession's talent pipeline and advancing workforce diversity. To date, 11 scholarship recipients have become CFP® professionals, while 37 others are in the final stages of their CFP® certification process.

To learn more about the Center scholarship programs and other resources for diverse candidates for CFP® certification, visit CFP.net/get-certified/tools-and-resources.

 

 

Buy Bitcoin with Cash at Your Local Market

NewsUSA

(NewsUSA) -Cryptocurrency continues to make waves through the financial world, and more everyday Americans are getting in on the action, too.

Companies such as Coinme are making cryptocurrency accessible to everyone. The company has announced an expanded partnership with Coinstar, the global leader in self-service coin counting, to launch more than 350 bitcoin-enabled Coinstar® kiosks in North Carolina and Connecticut. With this expansion, the companies are bringing bitcoin to retail locations, including Food Lion and Harris Teeter in North Carolina and Big Y World Class Markets in Connecticut. This launch increases the U.S. footprint of bitcoin-enabled Coinstar kiosks to more than 6,000 across 47 states.

"We're excited to launch hundreds of new bitcoin-enabled Coinstar kiosks in Connecticut and North Carolina," says Neil Bergquist, CEO of Coinme.

"Simple, trusted and accessible cash-to-bitcoin onramps help hard-working Americans, including the 24% that are unbanked, gain access to bitcoin, which has proven to be an increasingly beneficial store of value."

More consumers are embracing cryptocurrency for a variety of purposes.

A recent Coinstar survey found that of those who use cryptocurrency, 53% of users focus on investment, while 37% say they use it to protect their money.

Cryptocurrency is an especially helpful option for people who don't have access to traditional banks or other assets. These individuals can purchase a portion of a bitcoin, known as a Satoshi, and improve their financial independence through the digital currency revolution.

"More Americans are coming to see the value of bitcoin, and we see this reflected in the continued popularity of Coinme's bitcoin offering on our kiosks," says Jim Gaherity, CEO of Coinstar.

"Through our partnership, we offer an easy-to-use avenue to purchase bitcoin on select Coinstar kiosks via Coinme."

To get started, users only need a valid mobile phone number, a driver's license or state I.D and cash in U.S. dollars.

Turning cash to bitcoin at a Coinme-enabled Coinstar kiosk involves just four simple steps:

  • First, create an account.
  • Second, find a convenient kiosk near you.
  • Third, insert your cash into the kiosk (bills only).
  • Fourth, redeem for bitcoin on the spot.

Coinme bitcoin-enabled Coinstar kiosks have several advantages over bitcoin ATMs, including safety backed by the latest regulatory compliance, and the ability to access bitcoin instantly in the Coinme Wallet, without the need to input separate wallet information.

Visit coinme.com for more information and to find a Coinme-enabled Coinstar kiosk near you.

Innovador Programa Educativo Compensa La Reducción de La Matrícula en Preescolar

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(NewsUSA) - La pandemia de coronavirus en curso continúa haciendo que muchos niños no asistan al preescolar a nivel nacional, debido a los cierres o a la preocupación de los padres con respecto a enviar a sus niños a clases de manera presencial.

Estos niños, que no están asistiendo al preescolar, ingresarán al jardín de niños el próximo año sin los beneficios de haber conocido la educación formal y sin las habilidades que contribuyen al logro académico. En Texas, por ejemplo, los datos indican que la matrícula en el jardín de niños se redujo de 8 a 12 por ciento, según un artículo del 5 de octubre de 2020 en el Dallas Morning News. Es una tendencia en muchos distritos escolares alrededor del país. Una encuesta del Education Week Research Center a casi 500 líderes y directores de distrito determinó que la mitad han notado una reducción en la matrícula del jardín de niños.

El cambiante escenario escolar ha llevado a revaluar la manera de proporcionar la educación infantil temprana y esencial.

Learning Without Tears, una empresa de tecnología enfocada en la educación que ofrece materiales de escritura y educativos para el nivel preescolar desde hace más de 30 años, ha desarrollado "Get Set for School" (GSS), un galardonado plan de estudios integral para preescolar, con el fin de satisfacer las necesidades de los niños de preescolar en entornos de aprendizaje en casa, híbridos y en la escuela.

El programa de dos idiomas inglés-español está diseñado para ayudar a que los niños en edad preescolar alcancen hitos de aprendizaje temprano importantes, sin dejar de lado la participación y la diversión al mismo tiempo. El programa combina juegos con propósitos, actividades multimodales-multisensoriales y aplicaciones digitales y herramientas de enseñanza.

"El preescolar debería ser divertido y entretenido y estar repleto de aprendizaje a la vez, para que los niños se sientan seguros de sí mismos y de sus habilidades," dice la Dra. Elizabeth DeWitt, experta en infancia temprana del centro GSS.

Get Set for School se diferencia de otros programas de preescolar porque, en parte, es realmente adecuado para la edad, dice la Dra. DeWitt. "GSS es exclusivo, porque vamos más allá de donde llegan otros planes de estudios de preescolar con nuestro enfoque investigativo sobre el desarrollo de la motricidad fina de los niños pequeños," explica.

"Los niños construyen y forman las letras a partir del desarrollo de los trazos de la escritura y usan cada día un medio diferente mientras aprenden cada letra, pasando de la construcción a la escritura antes de lo previsto o antes de que se les pida escribir en papel." Readiness & Writing (preparación y escritura) es un componente de GSS que aborda las debilidades relativas a la escritura de las letras y los números, el aprendizaje del alfabeto y la relación entre los números escritos y las cantidades.

Además, con la aplicación interactiva del programa, Sound Around Letters, los niños pueden identificar, relacionar y nombrar las letras mayúsculas y minúsculas, además de recibir información al instante para estimular el progreso y reforzar la confianza. Los recursos multimodales permiten que los niños con diferentes estilos de aprendizaje usen e interactúen con la pantalla táctil animada para aprender la formación de los números y las letras.

"Estamos comprometidos más que nunca a asegurar que los niños aprendan, sea que estén en el aula o en casa," enfatiza la Dra. DeWitt. "Para equipar y apoyar a los padres y los profesores, hemos agregado más videos y recursos de aprendizaje a distancia que asisten con el uso de nuestros materiales únicos y exclusivos, en cualquier entorno.

Pueden visitar LWTears.com para obtener más información sobre Get Set for School y Readiness & Writing.

 

Snibble Platform Supports Video Sharing for Young Adults

NewsUSA

(NewsUSA) - Snibble, a next-generation social video platform that targets today's young adults, is partnering with NewsUSA TV to expand and cross-promote content and linear streaming in the U.S. and Canada.

Snibble offers YAs what they want -- snackable videos and the ability to discover, share, and comment on them with friends in real time. Surveys suggest that approximately 70 percent of Gen Z prefer engaging with many short videos versus committing to a longer video.

"We are a fusion between the best of a video platform and a social media platform," says Blair Currie, CEO of Snibble.

Generation Z (youth ages 16 to 24 years) have never known life without mobile internet. At this age, especially in the wake of the ongoing coronavirus pandemic, young adults are seeking ways to connect with friends remotely, and short videos have become the social currency of this generation, Currie explains.

Snibble allows viewers to see, comment, recommend and share personalized content, and presents a reasonable amount of hyper-targeted advertising in a fair trade for their attention.

Snibble attracts top advertisers to a place that lets brands play when young viewers hang out, which improves returns on advertising investment.

To expand and showcase the Snibble platform and content, the company has partnered with NewsUSA TV, a division of the NewsUSA branded content agency. NewsUSA offers video content on Roku through a range of channels, including The Junior Network by NewsUSA TV. The Junior Network partnership with Snibble benefits both parties by expanding audience reach and access to content.

Snibble's content comes only from top providers, including Daily Fix, Omnia News (BBC), Brut, Cheddar, Huffpo, USAToday, Glamour, GQ, and People are Awesome.

The Junior Network by NewsUSA TV helps leverage this content to Gen Z not only online but also through Roku and Amazon Fire, as well as iphone and mobile apps. The content also is available in completed Linear HLS Stream format for syndication.

In addition, NewsUSA TV offers content in Business Briefs, Health News, Entertainment News, and Travel News on its Roku channel.

Visit snibblecorp.com for more details about Snibble and NewsUSA.com/media-widget for details about NewsUSA TV.

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